Business Strategies for When You Cant Raise Enough Working Capital

Business Strategies for When You Cant Raise Enough Working CapitalBusiness Strategies for When You Cant Raise Enough Working CapitalWorking capital is the amount of liquid assets (in cash or accessible as cash) to run and grow your business. Start-up capital (which serves as working capital) should cover business expenses for at least one year or until the business can generate enough revenue to sustain itself. Working capital is required for all new businesses to pay for licenses and other legal fees, purchase equipment, rent space, anfangsbuchstabe advertising, salaries, and virtually all other expenses that need to be covered until your business revenues will cover and exceed all expenses. Ways to Raise Working Capital Before looking at ways to find working capital, be sure that you first cut all expenses possible. The lower your expenses, the less working capital you will need to raise. Working capital can be reflected as a positive or negative number depending on how much de bt the business is carrying. The accounting formula used to calculate the available working capital of a business is Current Assets - Current Liabilities Working Capital If you run this formula and come up with a negative number, you need more working capital. To determine how much additional working capital you need, start with the negative number (how much you are already in a hole) and multiply it by a negative 1.5. This math formula takes your deficit and adds 50% more working capital. That is the minimum amount of working capital you need to get back on track. For example Current Assets of $5,000 Current liabilities of $12,000 (-$7,000) (-$7,000) * (-1.50) $10,500 If you have any other special projects that need to be funded, add that amount in as well. Where Does Working Capital Come From? From an accounting standpoint, working capital comes from Net incomeLong-term loans (non-current liabilities)Sale of capital (non-current) assetsFunds contributed by the owners and i nvestors (stockholders) From a practical standpoint, the less working capital you have now, the harder it will be to convince a lending institution to give you loans or credit. You may have better success with an angel investor or someone you know.

Use Passwords That Affirm Your Unique Greatness

Use Passwords That Affirm Your Unique GreatnessUse Passwords That Affirm Your Unique GreatnessWhat do you schriftart over and over on a daily basis if you use your computer to access email or the web? What allows you access to protected websites, to shop online and to gain entry into your company email from a distance?How does a website remember you? Your password, of course. If youre a road warrior, you use this access code even more frequently. If you have to font your password many times a day, why not make the password user-friendly and useful for highlighting your best qualities as a person and as an employee? Why not make the password a positive zusagung? An affirmation is a strong, positive statement that something is already so, according to Shakti Gawain, author ofCreative Visualization. Affirmations are generally used in goal setting and feedback, especially to encourage your self-worth and self-esteem. The affirmation is a powerful tool that you can use to reinforce your o wn best feelings about yourself. With positive words of encouragement ringing in your ears all day long every day, how can your psyche not experience a serious positive reaction, a boost when you feel you are your best self? On the Flip Side, Passwords Can Lower Esteem On the flip side, a work colleague uses the word, donkey, as his password. Imagine that He types donkey over and over again all day long. Unless he really loves his pet donkey, thats not likely to make his day brighter. Another colleague uses buffalo, not as bad, but certainly not an affirmation of his worth and abilities. How affirming Other colleagues use family member and pet names. Once again, thats not as bad as a donkey, but the passwords usefulness in stroking the positive feeling of self-worth likely depends on the mood of the relationship. Plus, those are easy passwords to identify and steal if someone wants to steal your private information. Positively Affirm Your Value with an Affirmation as Your Pas sword A recommended policy has always been to use a phrase thatpositively affirms your personal value, worth, and competence. If you have to type the password over and over, why not use a word or phrase that builds your self-esteem and positive morale up? This affirmative phrase wont be any easier to identify than the often-used random numbers and letters employees use for passwords. Examples of positive affirmations as passwords (without the spaces and punctuation, of course) include I am bestwonderful melife is greatmoney machineI rock Use Positive Affirmations That Help You Achieve Goals as Passwords If you have a goal that you wish to achieve, you can use your password to help you achieve that as well. Think about what your goal is and form your password around that concept. Of course, it doesnt need to be a whole sentence, but key ideas are helpful. For example Starting my businessLosing weight todayI love my husbandGoing to the gym dailyHelping other people rocks30 pushup sMarathon 2020Meditation and spirituality It puts the idea in your mind. If you type Ilovemyhusband six times in one day, that is going to carry over into your relationship at home. If youre at 30pushups, how can you not feel inspired to work on your sit-ups? If you have anxiety, try,Breathe Deeply and if you tend to procrastinate try,do it now. If you are forced to use a mix of letters and numbers, as required by many websites, just become creative with your positive affirmations. I great 1Im gorgeous 2I love me 2 This is such a small thing you may be thinking? Practitioners totally disagree. Colleagues have used positive affirmations as their passwords since the mid-eighties and they guarantee its not. Why lose any opportunity that life presents to affirm the special person that you are? And, especially,take advantage of an opportunity, suchas using positive affirmations as passwords, that presents itself to highlight your unique greatness all day long. If youre skeptical, the nex t time your computer forces you to change your password (some companies and organizations require a change every four-six weeks), pick something positive and see how it affects your life and thoughts. It almost certainly will, because when you concentrate on the positive things, you tend to see things in a more positive light. Dale Carnegies advice about influencing and winning friends at work fits well with this positive outlook, too. If youre worried about security issues, keep in mind that experts now recommend using phrases rather than random digits. This fits in perfectly with their advice and can make your day brighter. Who wouldnt want that?

New XPRIZE Contest Focuses on Sustainability

New XPRIZE Contest Focuses on Sustainability New XPRIZE Contest Focuses on Sustainability If you mentor high-school students or have teenage children who are interested in science and space exploration, XPRIZE and Sony Pictures Entertainment have launched an exciting new competition that will help your group of teens develop their creativity and team-working skills while heightening their awareness of the sustainability issues that are facing our planet.To enter this new contest, the XPRIZE After Earth Challenge, teams of up to five students (ages 13-17) are asked to prepare a two minute video that addresses what the team members are doing to ensure that Earth doesnt reach the point that its uninhabitable - a scenario that is explored in the motion picture After Earth, opening May 31.In their videos, team members should concentrate on answering two key questions 1) What specific actions are the teams members taking to promote a sustainable way of living within their comm unities?2) If the team were asked to create an unmanned rover capable of exploring potential sites for human occupation, what steps should the rover take to assess whether a site was inhabitable?Videos should be uploaded via the XPRIZE After Earth Challenge site, http//xprizeafterearth.com, no later than June 7. Of the 20 top videos, as chosen by visitors to the site, 10 will be selected as finalists by contest judges based on creativity and technical detail. These 10 teams will each receive a LEGO Mindstorms robot kit to construct their rovers, as well as a Sony Handycam HDR-PJ230 camcorder with built-in projector to record their rover- and landscape-building project. The winner of the grand prize will be showcased on the U.S. Blu-Ray version of the film. In addition, team members will receive a signed Blu-Ray disc of the film, a movie poster, and other great prizes.To be eligible, teams should consist of two to five members, aged 13-17, and a team leader over the age of 18. The top 10 finalists will be announced in late June, and the winning team should be announced by Aug. 9.For more details on the XPRIZE After Earth Challenge, and to read the official rules, visit http//xprizeafterearth.com.

Get paid to hang out with a bunch of cute cats on a Greek island

Get paid to hang out with a bunch of cute cats on a Greek islandGet paid to hang out with a bunch of cute cats on a Greek islandMove over, Mamma Mia - weve found a new Greek island dream. Theres a group on the tiny island of Syros looking for a cat caretaker and were all over it.Gods Little People Cat Rescueon the Greek Cycladic island of Syros is a cat sanctuary and adoption center that houses 55 rescue cats and feeds an entire colony of stray cats on the island.Now, wed be tempted by anywhere calling itself a cat sanctuary, but we gotta say this is a pretty plush deal. In addition to getting paid for your cat labor (four hours a day), youll get a little seaside house with a view of the Aegean Sea and a peaceful garden.Your cat duties would include caring for 55 cats - bonus points if youre a vet - and generally loving felines. Thejob description on Facebook reads,You will at times be expected to trap or handle a feral or non-sociable cat, so knowing something about a cats psycho logy too is important + cat-whispering skills should come natural to you.The shelter has two policies animal lovers love no cages and no killing. A big parte of the job is working with local vets on the island to make sure all the kitties stay in tip-top shape.Youll no doubt thrive best if you are the type of person who appreciates nature and likes tranquility - and rest comfortably in your own company, said the job posting. That said, youll never feel lonely in the company of the cats and youll be expected to live with a small handful of cats in your house.The posting also makes sure to clarify that thisis nota joke and that cat lovers should definitely apply. The job would start in November and last six months. Six months living among the kitties on a Greek island? PurrrfectThis postwas originally published onSwirled.comin the Thrive section, which covers valuable career and personal finance content for Millennials.

Things You Wont Like About How Long Can a Resume Be and Things You Will

Things You Wont Like About How Long Can a Resume Be and Things You Will Type of How Long Can a Resume Be If you dont have one, youll find it rather challenging to communicate with employers if youre searching for work Eventually, the business will be considering your targets and motivations as soon as theyve determined you have the fundamental skills to do the job and they would like to take some time to interview you. A well written resume is one that is not so overwhelming in the opinion of employers. Ensure you select the best one for the work offer. Its vital to be honest with yourself about what youre searching for when youre thinking of potential positions. Your latest work experience is what the majority of recruiters want to know more about. If youre interested in joining a summer camp group, our Camp Counselor resume sample will allow you to prepare one that is going to convince the hiring manager youre highly qualified for the open position. There are many opportuni ties for camp counselors. If youve got over five years of knowledge and a history of accomplishments, you are going to need at least two pages to inform your story. If youve got under 10 decades of experience, limit your resume to a single page. If you get a two-page resume with under 10 decades of experience, its most probably full of fluff. Contrary to what you may have heard, you do not need to squeeze 15 decades of work experience into a one-page resume. The Truth About How Long Can a Resume Be Resume trends have a tendency to change so that its ideal to make sure yours is doing all it can to receive a hiring managers interest. The main reason why deciding upon a perfect length isnt easy is because too little information may not be adequate for employers while an excessive amount of information may lead recruiters to get rid of interest in the application. Theres a generally acceptable method to structure resumes. Below, youre going to discover a number of the best mens curly hair goods on the marketplace. Following that, however, you might want to see an organization doctor. You decide that youre interested in submitting an application for a position with a tiny start-up company that needs an entry-level IT technician. The procedure for building your resume and applying ansprechbar might take several hours. When youre hear back after submitting your resume is dependent on a few aspects like the size of the business and the sum of applicants. What is Actually Happening with How Long Can a Resume Be Although CVs and resumes are starting to resemble each other, CVs continue to be very distinct. Even though a cover letter is not the same application document, its often sent alongside a resume. Just because youve got a three-page resume does not signify you should include all 3 pages of every work application. If you would like to be a teacher, youre write a CV, and should you need work professionally, youre write a resume. Top How Long Can a Resume Be Secrets If you are in possession of a social networking profile and a site, youd better make certain that dates and basic facts match until the resume you submit. A short resume means it should be held within one page. Youd need to really wish to produce a statement. Among the things job seekers can do in order to follow along with the aforementioned resume length recommendations is to set a limit on the work experience section to the previous 15 decades. Locating a well-put-together resume example may be huge assistance to you as you want to craft the perfect resume for yourself. The very first thing you ought to do with your resume is to get rid of irrelevant and unnecessary details. The Long and Short When deciding how long your resume should be, bear in mind that you will need to practice brevity and just consist of information which is related to the position to which youre applying. While a resume is tailored for a particular position thats applied for, its short and concise. In an attempt to conserve space, many candidates wind up squeezing all their information together and developing a terrible reading experience. The Appeal of How Long Can a Resume Be If a work listing doesnt mention references, the very best policy isnt to list them whatsoever. The resume contains ALL the vital information regarding you that an employer has to know. When it is too long, employers may not take some time to read your letter, and wont consider you for an interview. A federal resume is only one of the 3 documents that government agencies require away from their applicants.

The Newly Leaked Secret to How to List Education in Progress on Resume Disclosed

The Newly Leaked Secret to How to List Education in progredienz on Resume Disclosed Connected to the how, there are a couple of unique strategies to convey these information. Let your education do the heavy lifting for the time being, even if you currently have a little work experience. The absolute fruchtwein important consideration to keep in mind while you document your education is honesty. The very good news is there is a means to list your present educational endeavors. fruchtwein Noticeable How to List Education in Progress on Resume Fortunately, it is a relatively simple undertaking to achieve. In your academic CV you are going to want to demonstrate the admission commission your abilities and qualifications turn you into a fantastic fit for their programme. Updating your resume with both your professional development pursuits and work achievements is the ideal way to highlight your special skills to possible employers. Additionally, it helps employers understand the quantity of flexibility you might require around your work schedule. Schools with increased brand recognition, including the University of Phoenix, are known to provide online degrees and lots of employers regard them favorably. The education section on your resume should also incorporate degrees youre currently pursuing and certificates needed to execute your job. Lets say, for instance, youve got an advanced degree in psychology. You went back to school and took a lot of courses that are related to the tech market. You also need to be ready to talk about your college courses in your interview, once the time comes. If you dont have a great deal of work experience to show your abilities and capabilities at work, it can be important to list any appropriate college coursework, even when you didnt graduate with a degree. If you have many years of experience, you might want to place education below that. What You Should Do to Find Out About How to List Education in Progress on R esume Before Youre Left Behind Thats why it needs to be listed in addition to your undergraduate level. You should just remain in academia. If education has become the most prominent portion of your experience, put it towards the top. There are a few strategies youll be able to use if presenting your on-line education on your resume and cover letter. You might be concerned that because youve got zero work experience, its not possible to produce a 1 page resume. The secret to effectively styling resume education sections is to ensure the most crucial information is simplest to notice. You may list these items following your education, if youve got less than three items to list. Just consider it your very first step in convincing employers that youve got the qualifications they require. Since you are able to see, if included, your GPA ought to be part of, but not the primary focus of your education section. Basic abilities and augmented knowledge should be put under the Ar eas of Expertise or Core Competencies section, which is normally located directly under the expert summary. Since you may see, it isnt tricky to understand how to list education in progress on a resume. What is Really Going on with How to List Education in Progress on Resume Your decision will be dependent on multiple things what font of degree you obtained, what school you attended, the industry youd love to work in, and what sort of job that youre applying for. Just take this information and choose the simple entry level resume which best suits your personality, and begin your job hunt. Turning in the best resume you can place together is essential to scoring a work interview. Which means Supreme organization is critical. The Essentials of How to List Education in Progress on Resume That You Can Benefit From Starting Immediately A resume can and ought to look very different based on the individual it is representing. There are a couple of parts of information that are unq uestionably vital to any effective education section. Now, read the next explanation of the resume sample below to learn what you ought to and ought not to include in your section. The education section isnt an exception. Resumes are usually categorized by the way in which the info is presented. Basic resumes typically have an extremely classic and conventional tone. To begin, you need two distinct resumes. The resumes I sent were the exact same ones I was uploading to various positions over the last couple of months. However, with our well-designed basic one-page resume templates, you will be taken aback at the degree of detail it is possible to provide. There are a lot of resume strategies to master which will help you land the job that you desire. There are a couple techniques you may utilize to maximize using this strategy. You may also be worried you dont have sufficient substantial material to fill up a page. Top How to List Education in Progress on Resume Choices Y ou dont want to provide the employer the incorrect impression, after all. The true work starts once you click send, or as soon as you hang up the telephone, or when you take a persons business card. Figuring out how to take care of any incomplete education is a little tricky, but in the majority of situations, youll still wish to include it. For more awesome job suggestions, have a look at the remainder of our blog here.

She Sells by Design Austin

She Sells by Design Austin Join ProContractJobs on November 5th in Austin, TX, for an incredible, hands-on workshop with Somersaultus Innovation - and learn how you can create sales breakthroughs with the power of Design Thinking. RSVP here. One of the biggest challenges in almost all industries today is achieving gender parity. Gender diversity provides huge benefits in the workplace. pWhile some industries have made significant advancements in gender diversity, some industries lag further behind... and the construction industry is well-known for being in the latter category. If someone says, construction workers, youll likely picture a group of men in yellow hard hats analyzing an architects plans or laying bricks on top of a scaffold. And men at work signs only help to reinforce this image.pThis stereotype is rooted in reality. When was the last time you actually spotted a woman on a construction site? Or hired a female plumber or carpe nter? Your answer is most likely never. In fact, the Bureau of Labor Statisticsreports that only 3.4% of the total of 8.3 million construction employees are women.pBut the construction industry has a lot mora to offer than steel-toed boots and hard hats, and it needs women to help advance the industry in this era of rapid change. Here are 5 reasons why women joining the workforce or looking to make a pivot should consider a career in construction.h21. Fuel Innovation/h2pNot only is diversity the socially and morally right thing to do, but it is also actually an excellent business strategy. pResearch presented in the Harvard Business Reviewshows that diverse teams develop more innovative ideas. This is further supported by a study conducted by Gallupon the performance of gender-diverse teams versus single-gender teams, which found that the difference in backgrounds and perspectives led to better business performance and problem-solving. h22. Capitalize on Demand/h2pThe construction i ndustry is currently experiencing a labor shortage. The industry itself is booming and projected to be one of the fastest-growing industries, with total spending projected to exceed $1.45 trillion in 2023/a. However, most construction companies are unable to meet the rising demand. pAccording to the Associated General Contractors of America/a, more than 80% of contractors are experiencing difficulties filling hourly craft positions that represent the bulk of the construction workforce.pAnd demand isnt limited to individual contributor roles. Given the industry boom, there are a number of open stable and high-paying roles (any project managers out there?) waiting for the right candidateh23. Leadership Opportunities/h2pAccording to the Bureau of Labor Statistics/a, women compose only 7.7% of the total 1 million managerial positions in construction.br/pBut given the highly collaborative nature of construction work, more women in leadership roles would help drive innovation and enhance productivity.Furthermore, as a woman in construction in a leadership position, youd have the unique opportunity to drive change for the industry and make it a more attractive option for other women.h24. High-Income Potential/h2pSalaries for many skilled positions in construction are on the rise, making a construction career a prime choice for women looking for a high-paying job,pThe 2018 Construction Craft Salary Surveyconducted by the National Center for Construction Education and Research revealed that salaries for many skilled craft areas are increasing. Project managers and project supervisors topped the list at $92,523 and $88,355, respectively. The next set of highest-paying jobs include those of combo welders ($71,067), instrumentation technicians ($70,080), pipe welders ($69,222), power line workers ($68,262) and industrial electricians ($67,269). Of the 32 categories of workers in the survey, 19 positions earned an average salary of $60,000 or higher.h25. Sense of accomplis hment/h2p The construction industry can give employees a unique sense of achievement. Yes, the job is stressful and the work can be demanding, but nothing beats the feeling of being able to build something from the ground up. pHow many professionals in other industries can point at a school, a hospital, or a skyscraper and say I helped build that?pThe construction industry has a long way to go in combating gender bias and supporting women in the workforce, but given the current demand for workers, theres no better time to pick up a sledgehammer (figurative or literal) and smash the gender stereotypes plaguing the construction industry.